An Cosantóir

An Cosantoir Nov/Dec 05

An Cosantóir the official magazine of the Irish Defence Forces and Reserve Defence Forces.

Issue link: https://digital.jmpublishing.ie/i/1541795

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An Cosantóir November / December 2025 www.military.ie/magazine I t is hard to believe that we are fast approaching another Christmas! Signalling the end of another year and with a bit of luck allowing us all a bit of time to rest, and to reflect, and to spend some time with the people in our lives that mean the most to us. But just like everything else, it is better to be prepared and to approach the season with at least a modicum of caution to ensure that we get to the other side healthier and happier and maybe just a bit more tired! In the next few paragraphs, I would like to point to a few issues and to mention a few supports that are available to everyone over the course of the Christmas period. I suppose the first and most obvious thing to mention is money and all the pressure that begins to pile on from as early as OCTOBER to start spending. Of course, there is nothing wrong with wanting to buy the best presents we can afford and to provide the best entertainment and food that we can. But the constant bombardment of retail messaging can cause us problems, raising expectations in all of us to an unrealistic level, in children and also in adults. The best thing we can do is to establish a realistic budget for our spending as early as we can and to stick to it as best we can. Our constant concern should be to avoid borrowing beyond our abilities, or borrowing from the wrong people, or allowing ourselves to lose control of the credit card. You can access the Competition and Consumer Protection Commission at ccpc.ie for up-to-date advice on all things related to your finances, including budgeting, credit cards and loans, and up to date consumer advice. Your local PSS team is always available to help you find the best advice and information in your local area. Another area for discussion is alcohol. Of course, Christmas is always associated with celebration and a few drinks! And why not? A glass of wine or two with 34 | PSS - PREPARING FOR CHRISTMAS: CARING FOR OURSELVES, EACH OTHER, AND OUR MILITARY FAMILY BY LT COL JOHN MARTIN, OIC PERSONNEL SUPPORT SERVICE

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