An Cosantóir

Protecting what matters the most 10 | CAFNBO PEACE OF MIND GANBO & GACBO Group Life Cover for CAFNBO members and their spouses Since the last review on 1st January 2011 c8,680,000 c5,115,000 has been paid out to the families of 56 GANBO members has been paid out to the families of 33 GACBO members Source: Matt Byrne, CAFNBO, November 2013 OUTcOme Of The 2013 review Please see the outcome of the 2013 Review for the Group Life Plan for CAFNBO members and their spouses below. The underwriting of the scheme has been transferred to Friends First. This is effective from the 1st January 2014 and is guaranteed for the next 3 years. WhAt Are the BeNeFits OF the sCheme? • DeAth BeNeFit MeMBeR: was: €155,000, SPOuSe/PARTNeR: was: €155,000, DeATh OF A ChiLD: €5,000 (no change) now: €160,000 now: €160,000 • ACCeLerAteD termiNAL iLLNess PAymeNt in the case where a member is diagnosed with a terminal illness with death expected within 12 months,* the Scheme will make an advance payment of up to 40% of the benefit payable under the GANBO/GACBO Scheme. This facility applies to serving members and their spouses only. GANBO Scheme for CAFNBO members: was: €6.23 per week now: €7.02 per week GACBO Scheme for members' spouses/partners: was: €4.62 per week now: €5.16 per week TOTAL COST OF SCheMe: was: €10.85 per week now: €12.18 per week An Cosantóir February 2014 www.dfmagazine.ie The GANBO & GACBO Scheme is open to all members of CAFNBO and their spouses/partners. To join today, complete a membership card and submit it to the address below. A nominated beneficiary is not legally binding on the trustees of CAFNBO who administer the payment of benefits which arise on death. if you wish to change your beneficiary, simply complete a New GANBO Card (Blue Card) and mark it 'ChANGe OF BeNeFiCiARy' on top. Address: Secretary CAFNBO, CAFNBO house, 33 infirmary Road, Dublin 7. Please note: A beneficiary is the person (or persons) nominated by you on your membership card. hOW tO mAke A CLAim For change of beneficiary or notification of death, contact CAFNBO: Tel: (01) 671 1841 email: cafnbo@eircom.net Website: www.cafnbo.com Write to: CAFNBO, CAFNBO house, 33 infirmary Road, Dublin 7. *In the opinion of an attending consultant and the insurers, Friends First. Terms & conditions apply. Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland. A member of the Irish Life Group Ltd. Friends First Life Assurance Company Ltd. is regulated by the Central Bank of Ireland. Telephone calls may be recorded for quality control and training purposes. 8272 GANBO GACBO GLC review 11/13 hOW muCh DOes the sCheme COst? hOW tO jOiN

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