An Cosantóir

February 2015

An Cosantóir the official magazine of the Irish Defence Forces and Reserve Defence Forces.

Issue link: https://digital.jmpublishing.ie/i/454084

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www.military.ie the defence forces magazine | 41 For queries or concerns or if your are considering joining CAOGA, please contact Comdt Manus Ward who has now assumed the role of Secretary/ Treasurer at 01-8042785/2786 or Ms Judy Farrell, CAOGA Administrative Officer at 01-8042785/2786, or visit: www.caoga.net or e mail info@caoga.net The office has recently relocated to McKee Bks, Dublin and you can call in and check your personal records at any time. Mortgage Protection Review Service In line with the focus on the wel- fare of younger members CAOGA had launched a free to members Mortgage Protection Review Ser- vice in particular for younger members who in some cases have been sold costly level term mortgage protection. Penpro, our broker is paid brokerage for the placing of the insurance but there is no charge to members. For Free Mortgage and Mortgage Protection advice for CAOGA members, contact our insurance bro- ker, Mr Martin Sheehan of Penpro at 01-2000100. (Martin was selected as our insurance broker after a competitive tendering process. His other clients include such diverse groups as the Garda Represen- tative Association, the Law Society and University College, Dublin.) While the environment in which we find ourselves may have changed dramatically in the past few years. The tenets governing CAOGA remain essentially the same. It is an organization dedicated to the collective welfare of the officer body and their families both now and in the future. COAGA - A LONGTERM COMMITMENT When should I check my CAOGA cover and make contact with the CAOGA office in order to review my benefits and Nominations Forms: • Travelling Overseas • On buying a home ( to review your finances) • Getting married ( to join your spouse) • Entering a Civil Partnership • To join your Cohabiting partner • Having a family (to join your children, who are covered free of charge) • On separation Divorce to review your nomination form • On retiring ( to arrange pension deductions so as to continue cover in retirement) • On the death of a loved one • On making a will to check on your entitlements

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