An Cosantóir March 2018 www.dfmagazine.ie
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the beSt way to keeP track of
your fiNaNceS iS to budget
Budgeting will highlight how much money comes into your
household, how much money is going out, how much you
can afford to pay to those you owe money to and how
to plan for future spending. We here at ANSAC would
encourage everyone to look at their finances hon-
estly, this will help you on the first steps to budget-
ing and managing your money. ANSAC has a
budget account facility and members can
use our calculator at http://www.ansaccu.ie/budget-account
. As always if any member is in financial difficulties please
contact our office where we can provide free advice and
guide you through your options. Our main tip
would be stay away from money-lenders, their
rates are very high.
if you have had to use a money-lender and are looking to break the cycle please contact us on info@ansaccu.ie or
by phone on 01-8554489, even if you are not currently a member we will be happy to help if we can.
CAOGA Mission
to provide its members with the means to secure the long
term financial security of their families in the event of the
death of a key member of the family.
recent advances
The Management Committee of CAOGA has recently
finalised a renewal of the Group Voluntary Life Assurance
plan with a new provider Irish Life. CAOGA has retained
the status quo of premiums and associated benefits for its
members and Irish Life has guaranteed the premium for 3
years until December 2020. Furthermore CAOGA negoti-
ated an additional funeral benefit for current members
between 75-84 years old, which ceases when a member
reaches age 85.
d i d y o u k N o w ?
caoga subs are refundable on death, retirement or on
the member reaching 70 years of age.
all serving officers pay €2.00 per month towards the
caoga Benevolent fund (as distinct from the df Benevo-
lent fund) each individual application is considered in the
strictest confidence by the committee in order to alleviate
financial stress caused by family illness.
